At Divergent Planning, we have been serving pre-retirees, mid-career professionals, and federal government employees since 2010. With headquarters in Bethesda, MD, and advisors in Tysons, VA, our Registered Investment Advisory firm provides comprehensive financial planning and investment management throughout Maryland, Virginia, Washington DC, and nationwide.

We believe you are best served when your financial advice puts your best interests first. That is why we are members of the Financial Planning Association (FPA). The FPA is a professional organization advancing financial planning that is objective, ethical, and comprehensive.

As FPA member-advisors in Bethesda, MD, and Tysons, VA, we embrace our role as your financial advocate. Unburdened by conflicts of interest, we provide unbiased, fiduciary financial planning to help you achieve your goals.

Financial Planning Association Guiding Principles

We joined the Financial Planning Association because it advances the same vision for financial planning as ours. Like us, the FPA believes that the client-centered financial planning provided by CERTIFIED FINANCIAL PLANNER™ (CFP®) professionals represents the ideal for our profession. 

Our advisory team of CFP® practitioners affirms the FPA’s mission of transforming lives through the power of financial planning. We, too, believing in changing tomorrows, including yours.

As members of the Financial Planning Association, we endorse the organization’s core values for the impact they can have in our communities and as a profession:

• We lead with power and purpose.

• We are passionate about our calling.

• We strive for personal and professional excellence.

• We connect for collaborative impact.

• We care and support each other.

What this means for you is a collaborative relationship with CFP® practitioners who are focused on financial planning that makes a positive difference in your life.

FPA Members Advocate for You

The Financial Planning Association helps advance competent, ethical financial planning by serving both advisors and consumers. Their website provides resources that can help you in selecting a financial advisor:

• FPA PlannerSearch: You can seek a CFP® professional by using the PlannerSearch tool. Look for advisors in your area, or search by name.

• Why Work with a CFP® Professional: If you’re starting out in the search for a financial advisor, you might be confused by the alphabet soup of designations. One that stands out in the industry is the CFP® mark. The CFP Board website can help you understand why.

• 10 Questions to Ask: You should interview a potential financial advisor to determine their fee structure, fiduciary status, credentials, and services offered. Check out “Ten Questions to Ask Your Financial Advisor” to get help formulating your questions.

The consumer resources page also includes such information as pro bono planning—helpful if you need short-term help and cannot afford it.

Our Comprehensive Services

Our advisory team of CFP® professionals provides personal financial planning tailored to your goals, concerns, and needs. Your advice won’t be limited to your investment portfolio—it will encompass the entirety of your financial life.

Our services include:

We complement our comprehensive services with a fee-only model that eschews commissions and accepts compensation from only our clients. We think serving as a fee-only advisory firm aligns our interests with yours even more.

Want to Learn More About the FPA?

The Financial Planning Association offers a variety of resources so you can get to know this organization and its impact a bit more:

• Guiding Principles: Check out the “Who We Are” PDF to learn the why, the what, and the how of the FPA.

• Ethics: Review the section on governance and bylaws, including how the organization enforces ethics among FPA members.

• Education: View some of the continuing-education courses to understand how FPA helps keep financial advisors on the forefront of trends in financial planning.

We also welcome the opportunity to answer any questions you may have about the FPA or financial planning in general.

Let’s Chat

Let’s see how we can help you achieve your financial goals.
Schedule a 10-minute discovery call.